1. The qualifying period for this “New Year, New Goals 2023” campaign (hereinafter referred to as the “Campaign”) is from 1 January 2023 to 31 January 2023 (hereinafter referred to as the “Campaign Period”).
  2. This Campaign is only open to customers who are of eighteen (18) years old and above during the Campaign Period, subject to the terms and conditions stated herein.
  3. Any customer who purchases an Experian Personal Credit Report Plus during the Campaign Period (hereinafter referred to as an “Eligible Customer”) will be awarded one chance in the draw and stand a chance to win a gift voucher (hereinafter referred to as the “Prize”).
  4. By participating in this Campaign, the Eligible Customer(s) are deemed to have understood and agreed to be bound by these Terms and Conditions as well as consented to Experian Information Services (Malaysia) Sdn Bhd (hereinafter referred to as “Experian”) processing and disclosing their personal data in accordance with Experian’s Privacy Statement which can be found at www.mycreditinfo.com.my.
  5. All decisions made by Experian in relation to every aspect of this Campaign shall be final, binding and conclusive. No correspondence, queries, protests or attempts to dispute the same will be entertained unless the same is due to the fraud or willful default of Experian.
  6. The 12 winners of this Campaign will be notified via email or phone call. Winners are required to provide their name, contact number and physical address to receive their Prize via courier by 31 March 2023. Should a winner fail to give the necessary details to Experian on or before 20 February 2023, the Prize will be deemed to have been forfeited by the winner. For the avoidance of doubt, Experian shall have no liability for any Prize lost or damaged during transit.
  7. The Prize is non-exchangeable, non-transferable and not redeemable for cash or other monetary value. Experian is entitled to replace the Prizes with other prizes of similar value at any time without any prior notice.
  8. Experian reserves the right at its sole discretion to disqualify any Eligible Customer(s) that it determines to be tampering with the entry process, or to be acting in breach or potential breach of these Terms and Conditions.
  9. By participating in this Campaign, the Eligible Customer(s) hereby agree that Experian shall not in any manner whatsoever be liable or held responsible to the Eligible Customers if Experian is unable to perform in whole or in part any of its obligations herein, attributable directly or indirectly to the failure of any mechanical or electronic device, data processing system, transmission line, electrical failure, industrial dispute, war, strike, riot, pandemic, any act of God or any other factor in a nature of a Force Majeure which is beyond Experian’s reasonable control.
  10. Experian reserves the right to extend, shorten, terminate or suspend this Campaign by giving fourteen (14) calendar days’ prior notice to the Eligible Customers. For the avoidance of doubt, any extension, shortening, termination or suspension of this Campaign by Experian shall not entitle any of the Eligible Customer(s) or any other persons whosoever to any claim or compensation against Experian.
  11. Experian shall not be liable to any Eligible Customer(s) or any party for any loss or damage of whatsoever nature suffered (including but not limited to, loss of income, profits or goodwill, direct or indirect, incidental, consequential, exemplary, punitive or special damages of any party) howsoever arising, in relation to the participation or non-participation in this Campaign or for any Amendment to the Terms and Conditions herein.
  12. The Eligible Customers acknowledge and agree that Experian is entitled to amend or make variations to these Terms and Conditions in its absolute discretion and further agree to access Experian’s website at regular intervals to view the most up-to-date Terms and Conditions.
  13. These Terms and Conditions shall prevail over any provisions or representations contained in any other promotional materials advertising this Campaign. These Terms and Conditions are to be read in conjunction with the prevailing terms and conditions of the Self-Check terms and conditions available at www.mycreditinfo.com.my.
  14. Experian shall have no liability whatsoever to the winners of the Prize or any other persons for any losses, claims, actions or liabilities suffered or incurred as a result of or in connection with any products and/or services provided by any third party.
  15. Employees of Experian (including its affiliated and related companies) and their immediate family members (spouse, children, parents, siblings and their spouses) are not eligible to participate in this campaign.
These Terms and Conditions shall be subject to the application of any prevailing laws, guidelines, directives, notices, regulations enacted and/or any other written laws which are issued under the Credit Reporting Agencies Act 2010 in relation to or which are applicable to the Campaign or any matters herein.